In the rapidly evolving insurance industry, APIs are becoming indispensable tools for agencies looking to streamline their workflows, incorporate data, improve efficiency, and deliver superior customer experiences. By connecting your existing tools and data sources, insurance APIs can transform traditional processes into agile, automated, and highly efficient operations.
With endless opportunities to use APIs, let’s explore some examples of how these APIs can make your workflows simple and seamless within many industries.
Within Insurance
Help the prospects and clients get the answers they need when they want them :
Prospect/Client – Self-purchase Price Comparison Sites let shoppers easily compare pricing & plans side by side.
Prospect/Client – Connect a Chatbot to answer questions, automate quoting and gain leads all from your existing website with Group Benefits Quoting API, Personal Lines Quoting API, and MGA Hub API.
Make life easier for agents to grow business and connecting your tech:
For Brokers/Agents – Get leads by embedding quoting within your website: Stay open 24/7. Prospects get to answer the initial quoting questions to generate a lead, quote, and even bind some lines instantly. “Get A Quote Now” can be live on your site using Zywave’s Group Benefits Quoting API, Personal Lines Quoting API, and MGA Hub API.
For Brokers/Agents: Simplified quoting: Stop using dozens of carrier portals – Quote any carrier within your existing tech stack with Group Benefits Quoting API, Personal Lines Quoting API, and MGA Hub API.
For Brokers/Agents – Simplify data entry: Match, transfer, and automate client data across systems to reduce data errors and duplicate accounts with all Zywave APIs.
For Brokers – Obtain accurate data: Get real time policy details and insurer Summary of Benefits and Coverage (SBCs) for easier installation of groups with Group Benefits Quoting API.
For Brokers/Agents – Marketing to Leads: Get millions of company profiles including commercial policy, compliance, health & welfare data to target ideal customers, pre-qualify leads, and simplify the quote submission process with the Lead Insights API.
For Brokers: Surface benchmarking insights tied to specific customers or prospects. Get millions of datapoints from the Commercial Policy Benchmark API to supplement and inform your benchmarking of your offering against competitors in Cyber, D&O, and many others.
Using Data to Help Inform Insurers
For Underwriters: Identify and match companies profiles with competitor health and benefit providers to target in the future using the Lead Insights API.
For Underwriters: Get millions of datapoints to supplement and inform your benchmarking of your offering against competitors in Cyber, D&O, and many others from the Commercial Policy Benchmark API.
Zywave’s APIs can serve many industries outside of the insurance agency. With the right tech stack and capabilities to integrate, the options of how to use APIs are endless. See how these tools and data pools have helped these industries:
Within PEOs and Employee Benefits & Human Resource Systems Providers:
Human Resource Admins: Automate your processes with easy embed quoting to push employee benefit data directly into the enrollment tools by using the Group Benefits Quoting API. See how Decisely uses the Group Benefits Quoting API .
Within Banking & Credit Unions
Mortgage and Auto Loan Lenders: Proactively quote existing loan holders, mortagees and new buyers with insurance rates from the Personal Lines Quoting API to help clients save time and guarantee coverage
Learn more about how this is accomplished with the Redwood Credit Union Case Study.
Within Real Estate
Agents: Expand revenue by offering home insurance quoting during the purchase process with help from the Personal Lines Quoting API.
Within Auto Related Industries (Dealerships, Parking, Servicing, etc.)
Auto Industry: When clients are already using you for purchasing cars, parking passes, seeking repair services, detailing and more, the auto data you need to expand your business sits within your database. Together with Zywave’s Personal Lines Quoting API, you can provide instant auto insurance quotes alongside their shopping experience for parking.
B2B Industries
Data matching: Take existing internal or even external data to be mapped and supplemented with millions of company profiles and insights to get a full profile on a prospect or customer from the Lead Insights API.
Zywave is committed to open and transformative digital architecture, including multiple APIs, to allow for easy data sharing to transform the insurance industry. Learn more about Zywave APIs.
