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Commercial Analytics:
The Intelligence Behind Every Confident Coverage Decision

Quickly assess commercial risk, including cyber risk and support coverage decisions with real-world loss and benchmarking data.
  • Access to Data: Gain comprehensive and actionable data and analytics for benchmarking, risk analysis, and market intelligence.
  • Expertise in Coverage: Become a trusted advisor in complex coverage with thorough understanding of the amount and limits needed to protect clients effectively.
  • Client Relationships: Using data-driven insights, establish stronger client relationships and make informed decisions to offer expert advice.
Commercial Analytics ImpactRisk Intelligence

The Intelligence Layer that Transforms Risk Data into Insights.

Understand the full market picture and get the insights you need to predict, plan and grow.
90
of the top 100 U.S. firms use Zywave
400k +
insurance programs to benchmark against
200k +
cyber records
Explore

Insurance Analytics Software Capabilities

Use commercial insurance analytics to review losses, compare coverage approaches, and spot exposure patterns.
Loss Analysis
Surface common loss patterns for a customer's risk profile to anticipate potential exposures and inform smarter coverage conversations.
Benchmark Analysis
Compare premiums, limits, and retentions across organizations with similar risk profiles to offer stronger recommendations.
Advanced Cyber Benchmarking
Access executive summaries, frequency trends, severity patterns, scenario analysis, and limit adequacy insights.
Critical Insights
Turn loss history into forward-looking advice. Spot where peer groups are getting hit and use that intelligence to guide better coverage decisions for your clients today.
Commercial Analytics Benefits

Commercial Analytics Benefits

Determine the Right Coverages
See whether a business has appropriate protection in place and where coverage gaps may exist.
Increase Underwriting Accuracy
Support underwriting decisions with structured market intelligence that reflects how similar organizations structure cyber protection.
Improve Customer Retention
Strengthen client trust and loyalty by clearly explaining cyber exposure and protection strategies.
Strategic Market Insights

Identify Trends With Zywave’s Commercial Analytics

Our solution reveals industry patterns that help producers spot emerging risks and underserved segments.
  • See which industries experience incidents more frequently
  • Compare how similar organizations structure coverage
  • Spot organizations whose protection levels fall below peer benchmarks
Seamless Platform Connectivity

Insurance Analytics Software that Integrates with your Existing Systems

Connect policy, claims, and CRM platforms to centralize insurance data and improve analytics accuracy.

Access the data you need via API to enhance benchmarking capabilities.

Incorporate external datasets, market intelligence, and risk indicators to enhance insurance analytics insights.

Work with policy administration, claims management, and CRM platforms used across insurance organizations.
Commercial Risk Intelligence

Actionable Commercial Risk Intelligence

Track underwriting performanceand portfolio risk across commercial lines.
Underwriting Performance

Underwriting Performance

Track quote-to-bind ratios, premium growth, loss ratios, and underwriting profitability across commercial lines.
Loss Analysis

Loss Analysis

Analyze claim loss frequency, severity, settlement timelines, and emerging loss patterns across policies.
Portfolio Risk & Exposure

Portfolio Risk & Exposure

Visualize risk concentrations, policy distribution, and exposure by industry, region, and coverage type.
Case Studies & Customer Testimonials

Commercial Analytics Case Studies

See what insurance organizations say about Zywave's insurance analytics solutions.
$100M
Premiums Issued
Digital Quoting Personal Lines

"24,000 policies written in one year through our Zywave-powered online quoting experience."

50+
States Quoted
Benefits Quoting & Efficiency

“We can run and send quotes the same day - small group quotes under 50 take less than an hour - and we’ve been genuinely impressed with how much smoother and faster our quoting process is"

100%
More Efficient Renewals
Brokerage Efficiency

"The system is very intuitive, and there isn’t a lot of training required - even for admin users."

Personal Lines

"Within six months we had the volume to pay for the API. It pays for itself quickly."

Content Cloud & miEdge

"The fact that you can drill in to learn different types of businesses or categories or class codes - and dig deep on specific topics - is valuable to me as a client advisor."

Want To Achieve More?

Connect Commercial Analytics
with Other Zywave Products

Enhance insurance analytics software capabilities by connecting additional tools
Loss Insight
Loss Insight
Boost risk assessment processes with detailed loss data.
Decision Master Warehouse
Decision Master Warehouse + PlanAdvisor
Help clients manage rising healthcare costs through advanced claims data analysis.
ModMaster
ModMaster
Track workers’ compensation performance with clear insights into experience modifiers and cost trends.
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See Commercial Analytics in Action

See how your organization can discover profitable segments, improve renewal outcomes, and drive stronger commercial lines performance.

Get a Demo

Frequently Asked Questions

Common Questions About Commercial Analytics

Commercial Analytics is insurance analytics software that helps brokers analyze loss data, benchmark risk, and evaluate commercial coverage decisions.

It’s built for insurance experts working with commercial clients who want to use data to support their coverage and risk strategy.

It organizes complex insurance data into benchmarks and loss trends that help brokers explain their coverage recommendations.

The platform highlights loss trends, peer benchmarks, coverage comparisons, and risk exposure insights across commercial portfolios.

Yes. Comparing client data with industry benchmarks helps brokers identify potential coverage gaps and offer more appropriate coverage.

Data-backed insights show industry expertise, providing more value during prospecting and supporting renewal conversations.

The platform presents complex insurance data through intuitive dashboards and reports, making insights easy to understand and share with clients.

By highlighting loss trends and benchmark data, insurance analytics software helps brokers identify risks earlier and refine coverage strategies.

Combining Commercial Analytics with other Zywave solutions helps connect risk data, performance metrics, and client insights across commercial lines workflows.

Commercial Analytics is part of Zywave’s Analytics Cloud, bringing together data, benchmarking, and reporting in one platform.

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