Loss Insight:
The Loss Data your Underwriting has Been Missing
What You Get
Strengthen Coverage & Risk Strategy with Insurance Loss Data
Base coverage limits and risk recommendations on documented loss patterns across various sectors.
1M +
historical loss records
$4T +
in total loss value
20
industry sectors covered
What Loss Insight Delivers
Zywave’s Insurance Data Intelligence
Reduce manual research and fragmented data with a centralized source of historical loss intelligence your teams can quickly access, explore, and use in everyday workflows.
Industry-Leading Dataset
Access comprehensive historical loss data across cyber, casualty,
directors and officers (D&O), and employment practices liability insurance (EPLI).
directors and officers (D&O), and employment practices liability insurance (EPLI).
Intuitive Delivery Format
Configure loss data for immediate use by integrating FTP-delivered records into internal systems, workflows, and analytics environments.
Model-Ready Configuration
The database can be searched by geography, company size, company type, sub-industry and coverage type. Intersected time series data is also available for businesses with more than $500,000 in sales.
Risk Visibility
Monitor sector-wide loss activity to better understand exposure frequency, severity, and prevalence.
Loss Insight Benefits
Loss Insight Use Across Insurance Teams
Loss Insight for Insurers
Reduce uncertainty when expanding into new markets using comprehensive loss data that strengthens risk assessment and improves underwriting efficiency.
Loss Insight for Brokers
Improve risk evaluation and coverage recommendations by assessing exposure and structure limits in line with observed loss patterns.
Data You Can Trust
Insurance Data Solutions Built on Validated Loss Intelligence
Use rigorously validated loss data that fits into your actuarial models and supports deeper analysis.
Advanced Analytics
Enhance Internal Models with Loss Insight Data
Extend the value of your existing data by combining Loss Insight records with internal datasets.
Merge Loss Insight data with your own records to create a broader analytical foundation that reflects market loss activity and your organization’s experience.
Incorporate historical loss intelligence into actuarial models to support more flexible scenarios and clearer assessment of potential loss outcomes.
Leverage integrated datasets within your existing analytics workflows to adapt risk models by geography, industry, or coverage structure.
Dashboards
Visualize Loss Patterns Across Industries, Regions, & Exposures
Use interactive dashboards to explore where losses concentrate, how frequency varies, and how exposure patterns shift across sectors and coverage types.
Loss Concentration
Loss Concentration
Examine industry-wide data to pinpoint higher-risk areas and uncover trends among different business profiles.
Loss Insight Frequency
Loss Insight Frequency
Track changes in loss behavior over time to assess volatility, tail risk, and dynamics across major risk categories.
Coverage & Exposure
Coverage & Exposure
Compare loss activity by type and business profile to understand exposure differences and support modeling assumptions.
Case Studies & Customer Testimonials
Loss Insight Case Studies
Discover how insurers, brokers, and agencies use Zywave’s insurance data platform.
$100M
Premiums Issued
Digital Quoting Personal Lines
"24,000 policies written in one year through our Zywave-powered online quoting experience."
50+
States Quoted
Benefits Quoting & Efficiency
“We can run and send quotes the same day - small group quotes under 50 take less than an hour - and we’ve been genuinely impressed with how much smoother and faster our quoting process is"
100%
More Efficient Renewals
Brokerage Efficiency
"The system is very intuitive, and there isn’t a lot of training required - even for admin users."
Personal Lines
"Within six months we had the volume to pay for the API. It pays for itself quickly."
Content Cloud & miEdge
"The fact that you can drill in to learn different types of businesses or categories or class codes - and dig deep on specific topics - is valuable to me as a client advisor."
Built To Work Together
Complement Loss Insight With...
Extend the value of Content Cloud by integrating it with complementary Zywave tools that power client engagement, marketing automation, and reference content workflows. Existing Zywave customers who add Content Cloud unlock the full Performance Multiplier — one vendor, one ecosystem, no integration headaches.
Commercial Analytics
Commercial Analytics
Uncover insights through benchmarking and analysis to strengthen pricing, placement, and strategy.
ModMaster
ModMaster
Analyze workers’ compensation to identify drivers, compare scenarios, and support underwriting.
Decision Master Warehouse + PlanAdvisor
Decision Master Warehouse + PlanAdvisor
Drive growth and help clients control rising healthcare costs through actionable claims analytics.
Request a Demo
See Loss Insight in Action — No Strings Attached
Request a demo to interact with historical loss intelligence and apply it to analysis and advisory use cases.
Get a Demo
Frequently Asked Questions
Common Questions About Loss Insight
Loss Insight is a relational database of legal cases, regulatory actions, and loss events. It is not a claims database; it is the market reference standard for publicly available commercial insurance loss data, which captures the total economic cost of loss events regardless of insurance treatment — full verdicts, settlement itemization, regulatory fines, defense costs, and remediation expenses.
Loss Insight is built for insurers, brokers, and analytics teams that need reliable loss intelligence for their underwriting, actuarial analysis, and advisory workflows.
The platformproduct includes historical loss records across major commercial risk categories, including cyber, casualty, D&O, and EPLI.
All records are sourced from the public domain and regularly reviewed, refreshed, and validated to reduce errors and omissions.
Yes, Loss Insight data can be combined with internal datasets to enhance actuarial models and support more dynamic risk analysis.
Loss Insight is delivered in individual .csv files and uploaded to a sFTP ready for integration with your internal systems and analytics workflows.
Yes. Users can apply historical loss intelligence to evaluate alternative risk scenarios and test assumptions within analytical and actuarial models.
Loss Insight supplements internal claims data through broader market context. It reflects the total economic and financial loss associated with an event, whereas claims data only provides a small portion.
Loss Insight covers 20 industry sectors across all business profiles, from large public organizations to small non-profits, domestic and international
Yes. Loss Insight is a perfect solution for enterprise insurance teams who need validated data for analytical and modeling workflows.
Teams use the product to explore loss activity, support modeling assumptions, benchmark exposure, and enhance internal analysis.
Not at all. You’ll receive the data in a simple, usable format that you can integrate easily with the systems and analytics environments you’re using.
Yes, your teams can use historical loss intelligence to evaluate unfamiliar industries, geographies, and risk profiles, minimizing expansion risks.
Yes, Loss Insight can be accessed simultaneously by various departments, including underwriting, actuarial, analytics, and advisory teams.
